Having a good credit score is critical to getting a good rate and an approval from a lender/bank.
Tips:
- have at least two tradelines (ie: one or two credit cards, a line of credit, personal loan, etc)
- keep balances minimal (ideal utilization of 50% or below), ideally zero balance every billing cycle
Consolidating your debts from your credit cards, personal loans, lines of credits, etc can provide you with more financial freedom.
Contact us for a free consultation.
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